Life Insurance with Living Benefits

Life Insurance
with Living Benefits

Life Insurance you don’t have to die to use.

“Working here with my dad, I feel like I have been empowered to educate people about financial tools that protect them and give them guarantees. I get immense joy in educating families about their financial choices.”

Chelsey Carter - Life insurance agent

“Working here with my dad, I feel like I have been empowered to educate people about financial tools that protect them and give them guarantees. I get immense joy in educating families about their financial choices.”

We are transforming the way people think about how to use life insurance from a death benefit into a Quality of Life Insurance. Our Term Life Insurance policies allow you to access funds to care for your loved ones while they are still living.

Living Benefits

When your loved one suffers from a critical or chronic condition such as a heart attack, a stroke or invasive cancer, you can withdraw funds without penalty or taxes. Best of all, with our long-term care hybrid policies, the caregiver is not limited to a medical professional. The caregiver can be a family member, relative or close friend.

Tax Free Retirement Income

We often describe our cash value life insurance plans as the “Swiss army knife” of financial products because it can be used not only as an insurance policy with living benefits, but also to supplement your retirement income to give you additional peace of mind.

“Working here with my dad, I feel like I have been empowered to educate people about financial tools that protect them and give them guarantees. I get immense joy in educating families about their financial choices.”

Chelsey Carter

“Working here with my dad, I feel like I have been empowered to educate people about financial tools that protect them and give them guarantees. I get immense joy in educating families about their financial choices.”